Fix It Now. Pay Later. Financing for Transmission, Engine & Auto Repairs | Apply Today | All Credit Types Welcome | At Sergeant Clutch Certified Engine & Transmission Repair Shop in San Antonio, TX, we know that auto repairs don’t always happen at a convenient time—or fit your budget. Whether it’s a transmission rebuild, engine repair, or brake replacement, paying out of pocket for a major vehicle repair can be overwhelming. That’s why we offer flexible auto repair financing options and payment plans designed to work for you—no matter your credit situation.
What Can You Finance?
Our auto repair financing and payment plans can be used on a wide variety of services, including:
- Transmission Rebuilds & Replacements
- Engine Repair & Diagnostics
- Clutch Replacement
- Brake Repairs
- Suspension Work
- CV Axles & Driveshafts
- Air Conditioning Repairs
- Tires New & Used
- General Maintenance & More
Financing & Payment Plans Available
We’ve partnered with top automotive lenders to offer multiple ways to get approved for the repairs you need. Whether you have good credit, bad credit, or no credit, there’s a financing solution for you.
Call us at (210) 239-1600 – We'll walk you through your options
Apply online with any of our trusted financing partners
Get approved fast – Some approvals happen in minutes
Drive away with peace of mind – Get your vehicle repaired and pay over time!
Auto repairs can be stressful—but paying for them doesn’t have to be. At Sergeant Clutch, we make it easy to afford the repairs you need today, without draining your savings. Whether you’re rebuilding credit or just looking for payment flexibility, we’ve got a plan for you. Don’t wait until your car breaks down—get approved today and stay safe on the road.
Got Bad Credit or No Credit? No Problem.
Sergeant Clutch offers 3 great financing options: Easy Pay Finance, Synchrony Car Care & Snap Finance
Apply for Easy Pay Finance - Pre-qualification in as little as 2 minutes without affecting your credit score. No down payment required. 90-day Interest Rebate means if you pay off your balance in 90 days, you’ll get a full interest rebate*
- EasyPay Finance – No Perfect Credit Needed
- Lease-to-Own Financing for Auto Repairs
- Get approved for up to $5,000
- No perfect credit required
- Fast, easy online application
- Flexible terms that work for you
Perfect for: Fair credit or low credit score
Apply Now with EasyPay Finance
Snap Finance – Get It Fixed Today. Pay Over Time.
- No Credit Needed Financing for Auto Repairs
- Approvals in seconds
- Up to $5,000 in financing
- Transparent lease-to-own options
- Payments spread over time
- Perfect for: No credit or credit challenges
Synchrony Car Care Credit Card
Apply Today for a Sergeant Clutch Charge Card from Synchrony Bank
Benefits of the Synchrony Bank Sergeant Clutch Credit Card:
- 6 Months Interest-Free Financing on qualifying purchases over $199
- Convenient monthly payments
- Simple credit application process
- Credit immediately available for use in-store*
- Exclusive cardholder promotional financing offers*
- Credit line dedicated to auto care
- No Annual Fee
- $0 Fraud Liability**
- Apply online or in person
- Quick approvals – most decisions in minutes
- Accepted at thousands of auto repair locations nationwide
- Manageable monthly payments to fit your budget
- Perfect for: Good or rebuilding credit
Apply Now For a Sergeant Clutch Credit Line
Synchrony Car Care Payment Calculator – LINK
Ready to Apply? Here's How:
- Call us at (210) 239-1600 – We'll walk you through your options
- Apply online with any of our trusted financing partners
- Get approved fast – Some approvals happen in minutes
- Drive away with peace of mind – Get your vehicle repaired and pay over time!
- Fix Now. Pay Later. Drive With Confidence.